Downsize Your Required Minimum Distributions

There are so many decisions you have to make when you're planning for retirement, it can be tempting to delay the ones that seem as though they can wait.

Take, for example, the required minimum distributions (RMDs) you must begin withdrawing from your tax-deferred investment accounts at age 70½. Dealing with the tax consequences of those withdrawals may seem a long way away when you're in your late 50s or early 60s, but there are strategies you can put