To Define Your Retirement Goals, Take the Postcard Test
It all starts with a pack of postcards I bought on Amazon for five bucks. When I sit down with a new client, usually a married couple, I take out my postcards and lay them on the table. The exercise: Pick five of these that represent the life you want.
Beach, hammock, grandkids, cruise ship -- these images are pretty common choices, but each comes with its own flavor.
One client wants to pay for his grandkids' education; another wants to travel through the cathedrals of Italy; another wants to leave a vibrant, low-debt
