Opinion: The HRA rule could be a game changer for health insurance
By offering an alternative to employer insurance, the HRA rule represents a bridge to a very different health insurance system. Who will cross it and when remains to be seen.
The open enrollment season for health insurance is close at hand, providing many people with an opportunity to re-evaluate their coverage. This year there is a new option for employers that could affect the individual market.
In the individual market, which is especially important to those without an affordable offer of employer coverage, open enrollment starts on November 1. Employers generally schedule open enrollment sometime in the fall. Open enrollment for Medicare Advantage started on October 15.
There is in participation by insurers in both Medicare Advantage and the individual marketYet two new data points tilt in the wrong direction: the since 2010, and.
