You South Africa

YOUR MONEY SORTED BEAT THE JANUARY FINANCIAL BLUES

YOU promised yourself it wouldn’t happen – yet despite your best intentions you’ve gone into the new year with your wallet empty and your credit card and overdraft maxed out. Now what? Here’s handy advice on how to clear your debt quickly while juggling all your other financial obligations.

YOUR ACTION PLAN FOR ZAPPING DEBT

Debt incurred during the holidays should be paid off as soon as possible. If there’s no corresponding increase in your income, you

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