BBC Top Gear Magazine

HOW TO FINANCE A SUPER CAR

“LET ME TELL YOU ABOUT THE VERY RICH,”

wrote F Scott Fitzgerald. “They are different from you and me.” He went on to write a pile of novels based on this very premise. We’re concerned with merely their cars, not their whole psychological terrain, and at TopGear we’ve always studied at length how different those cars are. But what about the buying of them? Might we assume the very rich, or just the rich, do it differently? Do they turn up at a car dealer, wave a black AmEx card or open a Louis Vuitton bag of fresh £50s, and depart with their chosen supercar paid in full?

Mostly not. By choice they do what the rest of us are pushed by circumstance into doing. They buy on finance. No longer do the wealthy, the footballers, pop stars, lottery winners and other rapidly moneyed blow it all on cars and other essentials of the high life. Nowadays they have managers and advisors who look after their

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