Essential Groom

FIRST TIME HOMEOWNERS

Buying your first home can be an incredibly exciting experience. However, it can also come with its fair share of unique challenges. As one of the most significant investments you’ll ever make, it should come as no surprise that purchasing a home can be quite an extensive process. It can also be quite daunting, especially if it is your first property, however, a small amount of preparation can go a long way in ensuring that you find your perfect home.

1. Know Your Budget

Before you even begin looking for that dream home, you need to work out what you can afford as this is the first step in narrowing down your home search.

The best place to start would be to make use of a bond affordability tool. This will provide you with your current credit score, an overview of your affordability, and a realistic idea as

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