MAKE A PLAN AND STICK TO IT

• A common thread among successful business owners, including charter-boat owner-operators and captains and mates who work for themselves as independent contractors, is the ability to create and follow a business plan and then adjust as required. Business plans identify the goals of a venture and lay out the steps to follow in order to make the business successful. A 1979 Harvard MBA study related to goal setting revealed that 3 percent of the students