WITH THE EXCITEMENT of a holiday, it’s easy to focus on beachwear and books when packing for your trip, but there are some financial essentials you need to include in your suitcase too.
First, ensure you have a debit or credit card that won’t charge you for spending or withdrawing cash abroad. The vast majority of banks don’t offer this saving, which means you’ll likely pay around 3% more on the exchange rate, plus extra charges on each transaction.
The majority of the fee-free debit cards do require you to have a smartphone. The pick of these is Chase Bank, as you’ll earn