READER QUESTION
Q My son has recently passed his driving test and the car insurance quotes he’s found are extortionate. Will black box insurance reduce the policy costs?
A Black box insurance, also known as telematics insurance, enables insurers to monitor a motorist’s driving patterns and behaviour, such as how they steer, brake, take corners and how fast they drive. If your son can prove he drives safely and responsibly, he may save cash on his premiums. However, there are also penalties for bad driving;.