The Real Retirement: Why You Could Be Better Off Than You Think, and How to Make That Happen

By Fred Vettese and Bill Morneau

Straight Talk and solid retirement advice for all Canadians

In the face of government changes, financial market volatility, and an aging workforce, Canadians are understandably concerned about the impact on their finances and their future retirement. This reassuring book debunks the generally-accepted claims about necessary savings rates, which can cause paranoia among those beginning to contemplate retirement. The authors offer greater insight into planning approaches that are not widely understood, demystifies retirement targets (age, savings, income), and outlines concrete approaches to maximizing retirement savings.

• Offers practical advice for dealing with the changes to Canada's retirement system
• Includes advice for calculating your Neutral Retirement Income Target
• Contains solid financial advice in accessible language
• Written by the Executive Chairman and Chief Actuary of Morneau Shepell Canada's national actuarial consulting firm

The Real Retirement offers a down-to-earth guide for preparing for comfortable retirement and shows what it takes to achieve it.

• Language: English
• Publisher: Wiley
• Release date: Nov 22, 2012
• ISBN: 9781118498675

Reviews for The Real Retirement

[writermala · Rating: 4 out of 5 stars]

Very well-written and thorough book. It put to rest all my fears about not having enough funds to survive the remaining years of my retirement. the authors are professionals who deal with these questions on a daily basis and carry the weight of this experience in arguments supporting their premise that most of us, Canadians, are better off financially than we think.