The Over-40 Digital Nomad
By Kevin Casey
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About this ebook
The Over-40 Digital Nomad: A Practical Guide for Mature-age Global Adventurers is a blueprint for location-independent entrepreneurs – of any age. It outlines how to become a globe-trotting freelancer and provides firsthand advice from a number of over-40 nomads who are out there right now, living their dreams.
They are online English teachers, Web developers, virtual assistants, SEO writers, translators, social media marketers, programmers, consultants, e-commerce experts and more.
In The Over-40 Digital Nomad you’ll discover:
The 7 location-independent myths you should know about before taking the plunge
Finding your niche – the most common (and profitable) nomad-friendly professions
How to manage your money like a pro – whatever country you’re living in
The experience factor - what are the advantages of being a mature-age freelancer?
Legalities – how to navigate visas, taxes, insurance, foreign laws and red tape
Charging what you’re worth - the art of negotiating sustainable ‘living wage’ fees for your services
International house sitting, caretaking and other nifty ways to travel longer on less money
Working smarter – no-nonsense productivity tips that can make you more profitable each day
Health in a strange land – practical ways to stay on top of fitness and medical issues abroad
How active is your passive income strategy? Proven tips for generating extra income streams
Tech talk - essential gear every seasoned nomad should take with them
Best of the best – the cream of books and online resources for aspiring DNs
Plus tips, advice and interviews with mature-age entrepreneurs like these:
· The drone-packing film-maker and his writer wife who drove a van across Europe and Canada while slowly building their online businesses
· An escapee from the corporate world who swapped her 14-year career in IT management for adventures in Antarctica, Nepal, Alaska and Mongolia
· The country-hopping family of four who juggle three income-producing businesses (including writing children’s books) and cart Scuba gear wherever they go
· The sixty-something travel writer and photographer who has visited 77 countries and owned a range of businesses, from a corporate PR firm to a snow-cone food kiosk in a Puerto Rico water park
· The former commodities broker who now runs an eBay store, doing $30,000-$40,000 per month in sales from a small beach town in Thailand – in his board shorts
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Reviews for The Over-40 Digital Nomad
2 ratings1 review
- Rating: 4 out of 5 stars4/5Onerall a valuable read for those considering (or already on their way) to being a digital nomad .
Book preview
The Over-40 Digital Nomad - Kevin Casey
The Over-40 Digital Nomad
A practical guide for mature-age global adventurers
Kevin Casey
Edition 1.0 (2017)
kneeling by river smiling.JPGDISCLAIMER, TERMS OF USE AGREEMENT AND COPYRIGHT NOTICE
The author/publisher of this eBook has used his best efforts in preparing this eBook. The author/publisher makes no representation or warranties with respect to the accuracy, applicability, or completeness of the contents herein. The information in this eBook is strictly for educational purposes. If you choose to apply ideas contained within this eBook, you are taking full responsibility for your actions.
The author and publisher disclaim any warranties (express or implied), or fitness for any particular purpose. The author/publisher shall in no event be held liable to any party for any direct, indirect, punitive, special, incidental or other consequential damages arising indirectly or directly from any use of this material, which is presented ‘as is’ and without warranties.
This eBook is © copyrighted by Kevin Casey and Kimberley Publications. No part of this eBook may be copied, changed in any format, sold, or used in any way other than what is outlined within this eBook under any circumstances.
About the author
Kevin Casey is a freelance writer and author of several books, including:
Jobs Abroad: The Australian Traveller’s Guide to Working Overseas (1992)
Attracting Frogs to Your Garden: Creating an Ideal Habitat for Native Frogs in Your Own Backyard (1996)
Australian Bush Survival Skills: A Complete Guide to Surviving in the Wild (2000)
Australian Chess Brilliancies: Creative Attacking Chess from Down Under (2009)
The Jet-setting Copywriter: How to Fund All Your Overseas Adventures through Freelance Writing (2016)
The Over-40 Digital Nomad: A practical guide for mature-age global adventurers (2017)
When not writing, Kevin explores the most pristine river systems on earth, normally alone and with minimal equipment. You can check out his river exploration videos and stories at www.remoteriverman.com
Kevin combines travel, adventure and professional freelance writing into an adventurous and rewarding lifestyle. Check out his travel/writing blog at www.thejetsettingcopywriter.com
You can contact Kevin through his website at www.kevincaseycopywriter.com
Introduction
When you close your eyes and try to visualise a digital nomad, what image springs to mind? For most of us, it’s probably a smiling twenty-something sitting on a beach with a laptop perched across their knees (hammock optional). This is certainly the default projected image for this lifestyle.
But does this stereotype accurately reflect reality? No, not really. The average age of today’s globe-trotting freelancer/entrepreneur is much older than you think.
This is a book for (and about) mature digital nomads. It outlines the most important practical aspects of how to become a location-independent freelancer and also provides inspiration and advice from a number of over-40 nomads who are currently living this lifestyle. One of the best ways to learn how to do something is to hear from those who are out there doing it.
Some of today’s older nomads started combining work and travel even before the term ‘digital nomad’ was in common use. In many ways, they’re the pioneers of the DN movement. Others are late bloomers, deciding on this lifestyle late in life and using their accumulated years of business acumen to forge new careers in freelancing. There is no ideal age to become a digital nomad; the perfect time is when it feels right to you – whether you’re 19 or 59.
Maturity, of course, is only partly about age. It is also about experience - and the over-40 nomad has this advantage in spades. This is not to say that younger nomads can’t also glean useful information from this book – its messages can be applied by anyone who wants to better understand what successful location independence is all about.
It’s hard to find accurate information on the status of the digital nomad movement because the phenomenon is in such a state of flux. What was true three years ago may no longer apply today. Attempts to survey digital nomads have been fairly sporadic, but one thing is clear: the ‘typical’ profile of a digital nomad (or location-independent entrepreneur, if you prefer) is NOT a 19-year old backpacker with little savings and a vague idea about ‘quitting my job to travel the world’.
Digital nomads come in all shapes, sizes, ages, nationalities and backgrounds. With close to 3 billion people having access to the Internet (and growing), location independence has redefined what it means to ‘be at work’.
In a 2014 Upwork survey, 74% of digital nomads said they chose the lifestyle to reduce their ties to a physical workplace, with two-thirds going freelance and one-third opting to create an online business or team. Once they ‘went nomad’, over 90% said they were happier with their work lives. Nearly 8 out of 10 expected to remain location-independent for the rest of their lives and 59% saw an increase in income after making the change (24% made less money and 17% made about the same as before).
One advantage cited by digital nomads was increased productivity - with 79% proclaiming that becoming location-independent made them more productive in their chosen work.
‘The most comprehensive survey into digital nomadism ever’, conducted by Welance in 2016, involved over 500 respondents (with over 60 questions for each) and shed even more light on the DN world. It found that:
64% of surveyed digital nomads were male and 36% were female
45% were single and 55% were in a relationship
Programmers made up 22%, marketers 9% and designers 8% of DNs. Professions covered quite a wide range and included film producers, stock traders and even DJs.
29% of respondents fell into the 26-30 age group; a full third were in the 31-36 age bracket and 18% were between 37 and 45 years of age.
Unsurprising, DNs can and do work from just about anywhere on earth with functional Wi-Fi – Armenia, Haiti, Ukraine, Peru, Czech Republic, Nigeria, Indonesia, etc. However, the survey also found that DNs are by no means always fully nomadic: most regularly return to a home base of some kind.
The most common length of stay in one country was 1-3 months (44%), with 25% staying put for only 1-2 weeks. Some folks took the ‘nomadic’ part of DN life seriously: over the course of a year, 9% paid a visit to over ten different countries in pursuit of their adventures.
Some high-flying DNs reported making over $5,000 per month (11%), while 19% were making $2,000 - $3,000 a month and 27% were on $1,000 - $2,000 per month. These figures suggest that the income of nearly half of all digital nomads falls below the $1,000 per month mark – a mark that might be considered a bare-bones-minimum income for long-term DN sustainability, even in the cheapest nomad hotspots around the globe. I would consider $2000 per month a more realistic minimal DN income if you want to have much in the way of destination flexibility, a non-Spartan lifestyle and an essential emergency fund.
Perhaps the most telling result of this survey was that 85% of respondents said they were ‘very happy’ with their decision to become location-independent.
So how many over-40 digital nomads are out there in the world? No one really knows - but it’s a sure bet the number will continue to grow. I didn’t become a location-independent freelance copywriter until I was in my fifties – and my age has proven to be no barrier whatsoever. My only regret is that I didn’t think of the idea sooner!
The changing face of the digital nomad movement
What exactly is a digital nomad? In simplest terms, it’s a person who uses technology to perform their work, wherever in the world they happen to be. As a freelancer or entrepreneur, a digital nomad embraces online tools such as Skype, PayPal, email, mobile and more to create a location-independent lifestyle.
The glaring problem with the term ‘digital nomad’, of course, is that it covers way too much ground. These days, technology provides us with so many different ways to mix living, working and travelling that the hardest part can be deciding what to call ourselves. All around the world you’ll find semi-retired expats, non-stop travellers, wanderlust bloggers, location-independent solopreneurs, currency arbitrage specialists, telecommuters and even self-proclaimed ‘lifestyle designers’. None of these descriptors tells the whole story, though.
Some travellers maintain a home base but spend part of the year house-sitting or caretaking in exotic locations. Some live and work abroad for a month at a time while others stay in foreign lands for years. For some, it’s about the money. For others, it’s about the freedom. There are even travellers who manage to combine online work with specific personal travel passions: everything from kite-surfing or volunteering to learning a new language.
The lines of definition can easily become blurred. For example, I run a successful freelance copywriting business. I currently live in Australia but can spend up to half the year travelling the globe. Does that make me a writer who travels or a traveller who writes? Sometimes I work while I travel and sometimes I leave