Get Ready: How To Build A New Home In Australia Without Getting Ripped Off
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About this ebook
"Building is so stressful", This is a phrase you will hear no more after reading Get Ready. This book is a one stop shop with everything you need to know before you engage with a builder, to build your new home in Australia.
With explanations on:
-Basic techniques for housing
-The techniques sales people and building companies use to get you to buy
-How to pick your ideal suburb and floor plan
-And much much more
After reading Get Ready you will 100% ready to build your new home built without getting ripped off!!
Get ready is written by Darcy Kavanagh a New homes sales consultant who was sick of seeing the lack of information available to people who want to build a home. After noticing the missing pieces for his potentially future clients he decided to write a book to make it difficult for DODGY new home sales consultants to sign people up, he also believes that everyone should be able to access the information they need to build their own home stress-free.
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Book preview
Get Ready - Darcy Kavanagh
GET READY
HOW TO BUILD A NEW HOME IN AUSTRALIA WITHOUT GETTING RIPPED OFF
By Darcy Kavanagh
Copyright 2018 Darcy Kavanagh
eBook Edition
This eBook is licensed for your personal help only. This eBook may not be re-sold or given away to other people. If you would like to share this book with another person, please purchase an additional copy for each recipient (considering the amount this book will save them on building their own home). If you’re reading this book and did not purchase it, or it was not purchased for your use only, then please return to your favorite eBook retailer and purchase your own copy. Thank you for respecting the hard work of this author.
The information in this book and the links provided are for general information only and should not be taken as constituting professional advice from the book author – Darcy Kavanagh.
Darcy Kavanagh is not a financial adviser. You should consider seeking independent legal, financial, taxation or other advice to check how the book’s information relates to your unique circumstances.
Darcy Kavanagh is not liable for any loss caused, whether due to negligence or otherwise arising from the use of, or reliance on, the information provided directly or indirectly, by use of this book.
Contents
1. Introduction
Where do I Start?
2. How to Pick Between Building and Buying
3. Making A Plan for The Future
4. First Home, Only Home?
5. When Is the Best Time to Buy?
6. What Costs Are Involved?
The Process
7. What Happens from Start to Finish
8. What Can Go Wrong?
9. What are the Risks of Building?
10. Promotions or Just Smoke and Mirrors?
11. Becoming a Rentvestor
12. The Difference Between Renting and Buying
13. Builder Brokers
Finance
14. Eight Ways to Get a Deposit
15. What’s Your Budget and How Do Home Loans Work?
16. How Much Should I Spend?
Land
17. How to Decide Which Area to Build In?
18. How Do I Choose A Block Type?
Design
19. How to Pick the Right Builder for You
20. How to Pick the Right NHSC for You
21. How to Get the Most Value for Your Money
22. Finding the Right Design
Taking Action
23. Picking Your Team
24. Making Contact
25. Get Building
1.Introduction
When it comes to building or buying your own home, most people have no idea what to do – school doesn’t teach anyone how to buy or build their first home and we all have that friend who got ripped off when buying or building their first home. Owning your first home should be a fun journey with no confusion, anger or worry involved. Also, it’s good to remember that building isn’t for children, so if you don’t know how to listen or talk to resolve a problem, building just isn’t for you.
Some of the questions you may ask yourself are:
Where do I start?
Who do I speak to?
What do I do?
How do I build or buy?
What information do I need?
Where can I find the information I need?
How do I know if I can buy or build my own home?
How do I get a home loan?
How much do I need for a deposit?
How big should my first home be?
What can the government do to help?
What's the difference between building and buying established?
Where should I buy or build?
How much should I spend?
Is renting better than buying or building?
What can go wrong?
How do home loans work?
And the list goes on and on.
This book is a guide to building your own home, with answers to lots of questions and actionable ways to make the dream of building your own home a reality. With the help of this book you should be well and truly prepared to build your new first home free of stress and worry. Also, don’t forget to live happily ever after!
Some phrases and abbreviations used throughout this book are listed below:
NHSC – New Homes Sales Consultant
LMI – Lenders Mortgage Insurance
Overcapitalizing – Buying a block of land and building a home on the block of land that will be a lot more expensive than all other homes in the area.
Front elevation – The front of the house; this will be used in reference to what the front of the house looks like.
O and A – Offer and acceptance or contract of sale. This will depend what state of Australia you are in, but for the purposes of the book I will use O and A.
Also, I use numbers throughout the book for demonstration. I use $100,000 because it is a simple round number and if you get a calculator to follow along with the calculations it’s very simple.
Where do I Start?
2.How to Pick Between Building and Buying
This book is aimed at helping people to build their first home. A lot of people may ask ‘why build when you can buy a ready built house?’, and it’s worth considering what you want out of a home before you decide which way to go.
When it comes to choosing between buy or build, there is only one person who can say exactly what will work for you – and that person is you. You need to take quite a few things into consideration when making this decision. YOU MUST READ THIS WHOLE CHAPTER BEFORE MOVING ON, TO MAKE SURE YOU’VE CONSIDERED ALL THE PROS AND CONS.
Building your first home is going to be very different to building your second, third or fourth home. The industry changes and you will have a lot more experience under your belt. The main difference between building and buying already built is easy to define: experiencing the whole building process, and knowing that you know everything about this home from start to finish.
Building a home isn’t just a case of going to the area you like and picking out a house that’s great for you. Building requires a lot more emotion. You will be the one who picks the land, makes the design work for your lifestyle, chooses the colour schemes and kitchen type (important because it’s big one to renovate later on) and ultimately brings the home to life by moving in, living in and making the first memories to be had inside the home. This experience alone is why a lot of people choose to build over buying.
Buying an established home saves you a lot of hassle and effort. You go to the area where you want to live, find homes in your price range, speak to the agent and find a home that suits you. Easy. This is also why some people much prefer to buy established than to build. Another great thing about the established market is that you can sometimes