5 Laws of Credit: For Your Personal Credit and Financial Freedom
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About this ebook
How & Why to Get It
How & Why to Grow It
How & Why to Repair It
How & Why to Maintain It
It provides a simple approach to the fundamental principles of attaining Personal Credit and financial freedom that are not taught in schools. Thus, this book is essential for our younger generation to ensure that healthy financial decisions are made early in life. Moreover, for our not so young generation, this book is important for those of us who may not have known that these principles work in the manner described by the author. Decide well. Live well. Experience the difference.
John Maxwell, author of Thinking for a Change, says One of the reasons people dont achieve their dreams is that they desire to change their results without changing their thinking. He also quotes billionaire entrepreneur Richard M. Devos who states, The only thing that stands between a man and what he wants from life is often merely the will to try it and the faith to believe that it is possible.
In the lands of my birth and rebirth, I learned to payback what I borrow and not to think narrow. For every problem there is a solution and for every solution there is a problem! The problems of debt and lacking access to Capital are common amongst millions of people worldwide. This book guides the thinking and behavior of individuals in attaining the ultimate goal of Personal Credit and financial freedom. It is also a practical tool for creating ones own solution to eliminating the problems of debt and obtaining access to Capital. Get your copy today!
Brian M. Clarke
Brian M. Clarke, with Christ Jesus as his Lord, Savior, and role model, graduated with honors from North Carolina State University’s College of Management with a BS in Accounting. He is also a graduate of Wachovia Bank’s Relationship Management Banking Program. He continues to help individuals and businesses grow soundly and profitably while mitigating risks as a Financial Evangelist.
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5 Laws of Credit - Brian M. Clarke
© 2006 Brian M. Clarke. All rights reserved.
No part of this book may be reproduced, stored in a retrieval system, or transmitted by any means without the written permission of the author.
ISBN: 1-4259-1458-6 (sc)
Library of Congress Control Number: 2006901151
Contents
Foreword
Acknowledgement
INTRODUCTION
CHAPTER I
CHAPTER II
CHAPTER III
CHAPTER IV
CHAPTER V
Foreword
Tough times don’t last but tough people do.
Many of us apply this cliché when we are dealing with daily occurrences, but how true it is in the world of obtaining credit, personal and business loans.
As a business owner with a great idea but little cash and slow credit, the concept of having a strategic partnership with a Relationship Banker has been instrumental in my business obtaining the success levels we have today.
So when you read Life Should be Simple and not one bit Simpler,
believe it. Five Laws of Credit has been and continues to be a model book for my business, but more importantly, my personal well being.
I highly recommend the book for its elementary approach to the fundamental way of attaining the ultimate goal of Personal Credit and Financial Freedom."
-Entrepreneur
Acknowledgement
The 5 Laws of Credit is a need to know roadmap for your journey to comprehend and navigate, concisely and efficiently, some of the secrets to Credit and financial freedom.
I must first acknowledge and thank my Father who submerged me into his wisdom so that I could emerge into Credit and financial excellence.
To my mother who endeavored to be a good and careful teacher in her early days and told me, if you can’t be good, be careful.
To my loving wife and children who have kept me focused on family priorities and have supported me unconditionally.
To my friends and associates who have shared their wisdom, knowledge, understanding and experience in making this vision a reality.
Finally, I need to thank you for reading this book. Hopefully, you will be able to learn and turn your Credit and financial life experiences from weakness to strength and ultimately to excellence.
INTRODUCTION
There are laws for just about everything in life. There are laws for roads,