A House of God or a House of Demons?

By Seung-woo Byun

Man is not the only one that is interested in getting a house. God and also Satan are very interested in finding a house. God and Satan want to make us their house. Thus, they have confrontation with each other over us.
Our body is a house where the spirit dwells. At the same time, it is either a house of God or a house of demons. This is a clear fact. And although this is very important, most people live paying no attention to this. Therefore, I’d like to challenge you today through this sermon with a shocking title, “A House of God or a House of Demons?”

• Language: English
• Publisher: Holypearl
• Release date: Nov 10, 2021
• ISBN: 9791190341844

Book preview

Prologue

I was an old bachelor and got married late. I met my wife, four years younger than I, at the age of 33 and married her. Getting married at 33 is not so late these days. Many are still single at the age of 40 and above. However, in those days, it was a relatively late age to marry. One of the reasons that young adults do not marry early is the difficulty in getting a house.

On Nov. 28, 2016, KBS aired a news report with the title The Generation in Their 20s and 30s; It Takes over 40 Years for Them to Buy Their Own House!

How long will it take for those in their 20s and 30s until they buy a house? It seems it will take more than 40 years to get a house for those in their 20s and 30s, struggling with relatively low incomes compared to the sky-rocketed house prices, without any help from their parents while living a normal consumer life.

The data from the statistics office, the monthly average disposable income of household heads at the age of 39 and under in Q3 this year was 3.71 million KRW (equivalent to around 3,200 USD). According to the Korea Appraisal Board, the average sales price of an apartment in Seoul is 550 million KRW (equivalent to around 473,000 USD).

This means a household head in his 20s or 30s can only purchase a house at the average sales price of an apartment in Seoul after saving his disposable income for 12 years and 6 months without spending even a penny from it.

Worse, if a supposition is made that he tries to buy a house with the remaining income after his consumption spending—not an unrealistic presumption that this household doesn’t spend any money at all—the duration required until he can own a house will increase geometrically.

The household surplus (disposable income minus consumption spending) rate is less than 30% in the Q3 disposable income, thus the household surplus is only about 1.1 million KRW on average per month. Provided that the household surplus is saved like this and used to purchase a house, it will take 42 years until he can purchase a house.

Furthermore, if those in their 20s or 30s who earn the median income which means that their income exactly falls into the middle of the nation’s income distribution, not the average income, want to buy a house putting in their entire household surplus, it takes more than 50 years.

In addition, if the inflation rate is counted in, the time required until they can own a house will increase unimaginably. It means those in 20s or 30s won’t be able to buy a house unless they get a loan. Moreover, if one buys a house bearing a debt, he will have to be saddled with the weight of the debt for all his life until he retires.

Furthermore, because the incomes have hardly been raised and only the house prices have been soaring, the time that one can purchase a house is being further delayed. At least, in Dec. 2013, the income of 11 years and 6 months was sufficient enough to buy a house but in Sep. 2016, it increased to 12 years and 6 months. ¹

It is not a little difficult for ordinary office workers to purchase a house. So, for many

Reviews for A House of God or a House of Demons?

[Evangeline Thompson · Rating: 5 out of 5 stars]

So wonderfully written, easy to understand. I encourage every believer to read this book