Cash Home Buyers: Cash Home Buyer
By Molly Haines
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About this ebook
When we first started buying homes in 2016, we wanted to make the house selling process stress free for all homeowners.
Our dedicated team here at Cash Home Buyers strives to deliver the best home selling experience and tailor to your unique need
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Book preview
Cash Home Buyers - Molly Haines
1
Selling a House to a Cash Buyer
Is a Cash Buyer For My House the Best Option?
If you’re selling your house, a cash buyer may be the best option for you. They offer a number of benefits over traditional buyers, including faster transactions and no upfront fees.
They don’t have to go through the loan process, so they can take care of things such as property surveys and legal checks much more quickly. Consequently, this means the closing can happen far sooner.
Faster Transactions
Buying a home is a big deal, and it can take a long time. The process is also complicated, with many legal ramifications.
The standard real estate transaction involves a lot of paperwork and time-consuming steps, from loan applications to underwriting.
In contrast, a cash offer on your house will move faster because you don't need to undergo the same application process and wait for a lender to review your credit score and financial history. This is a major benefit that will save you time and money down the line.
No Upfront Fees
Whether you’re looking to sell your house quickly or simply want to avoid paying interest on a mortgage, selling to a cash buyer can be a great choice. The process is much faster, and you can close within days.
Another benefit to working with a cash buyer is that they never charge you upfront fees, so your money stays in your pocket. This saves you a lot of money in the long run and also prevents the possibility that any hidden fees could spring up when the sale is finalized.
No Closing Costs
Closing costs are the administrative and legal services you pay before receiving the keys to your new home. They typically amount to 2% to 5% of the total purchase price and can include fees like title insurance, escrow fees, and property taxes among others.
You can save some cash upfront by buying with a cash buyer, but that doesn’t eliminate all of your closing costs. You still have to pay for credit check fees, origination and processing fees, and mortgage points — if you choose a traditional mortgage.
Some sellers love cash buyers because it makes the transaction faster and reduces their carrying costs like property taxes, HOA/building fees and utilities. However, they are not likely to assume your closing costs unless they can get them in exchange for a lower price.
Sell As-Is
When you sell your house to a cash buyer, you can often get your money out of it sooner than later. This is especially true if you have a short sale or foreclosure on your hands.
Selling as-is also frees you from the rigors of dealing with a traditional real estate agent. You won’t have to worry about making repairs, staging your home for showings or keeping it looking neat and tidy for weeks on end. Most cash buyers are investors who can quickly assess the state of your home and make reasonable inspections. They even have the capital to finance any necessary repairs if required. The best part? you don’t have to pay a dime in commission-based fees! For more information about selling your home to a cash buyer, contact us today.
No Mortgage
A cash buyer doesn’t have to worry about getting a mortgage loan. They don’t have to wait for a bank to approve their offer and they don’t have to get an appraisal.
This is a major perk for both the seller and the buyer. It means they can close the deal faster and avoid a lot of obstacles that might have been a factor in a conventional home sale.
It’s also an excellent option for people who don’t want to deal with a mortgage loan. They can use the money they would have used for a mortgage to invest in stocks, bonds, and other investments that give them a higher return.
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When you're ready to sell a house, there are many different ways to go about it. Whether you want to get a fair price for your home or want to cut down on the hassle, selling a house to a cash buyer can be the perfect solution for you!
One of the biggest benefits of selling a house to a cash buyer is that it's much faster than a traditional sale. Usually, the closing process only takes weeks, compared to months that it can take with a traditional sale.
Price
Selling a house to a cash buyer can be an option for anyone looking to sell their property quickly. There are a number of benefits to working with a cash home buyer, including convenience and security.
The price of a cash sale can vary depending on several factors. Generally, cash buyers will make offers that are slightly lower than financed ones.
In addition to the price of the house, sellers can expect to pay fees associated with the closing process. These can include a commission fee paid to the real estate agent, which can add up to several percent of the final sale price of the house.
Another factor that can affect the price of a cash offer is the home’s condition. If the home needs extensive repairs or renovations, sellers may