Everand Logo

Welcome to Everand!

  • Discover millions of ebooks, audiobooks, and so much more with a free trial

    Only $11.99/month after trial. Cancel anytime.

    How to manage your finance for beginners: A guide to promote financial literacy
    How to manage your finance for beginners: A guide to promote financial literacy
    How to manage your finance for beginners: A guide to promote financial literacy
    Ebook47 pages26 minutes

    How to manage your finance for beginners: A guide to promote financial literacy

    By Javone Mitchell

    ()

    Read preview

    About this ebook

    "How to Manage Your Finance for Beginners" is a comprehensive and accessible guide designed to help individuals take control of their financial future. This book bre

    LanguageEnglish
    PublisherJavone Mitchell
    Release dateJun 14, 2024
    ISBN9798330229338
    How to manage your finance for beginners: A guide to promote financial literacy

    Related to How to manage your finance for beginners

    Related ebooks

    Business For You

    View More
    View More

    Related podcast episodes

    Related articles

    • Article

      Financial Fitness

      Jan 10, 2024

      Financial Fitness
      8 min read

    • Article

      What Is Financial Planning?

      Apr 22, 2023

      What Is Financial Planning?
      2 min read

    • Article

      Navigating Your Finances

      Jan 31, 2024

      Navigating Your Finances
      1 min read

    • Article

      Over The Past Year, I’ve Been Battling To Stick To My Financial Plan And Also Experienced Unforeseen Costs During The Holidays. Previously, I Could Save A Bit Of Money Each Month, But I’m Now Unable To Save Anything As I’m Still Paying Back The Extra Costs. What’s The Best Thing To Do And How Can I Get Back On Track? Name Withheld I Am A 34-year-old And Would Like To Start My Investment Journey This Year. What Is The Best Investment Strategy To Pick? Name Withheld Individualised Investment Journey/strategy Suggested: Name Withheld

      Jan 27, 2024

      Over The Past Year, I’ve Been Battling To Stick To My Financial Plan And Also Experienced Unforeseen Costs During The Holidays. Previously, I Could Save A Bit Of Money Each Month, But I’m Now Unable To Save Anything As I’m Still Paying Back The Extra Costs. What’s The Best Thing To Do And How Can I Get Back On Track? Name Withheld I Am A 34-year-old And Would Like To Start My Investment Journey This Year. What Is The Best Investment Strategy To Pick? Name Withheld Individualised Investment Journey/strategy Suggested: Name Withheld
      4 min read

    • Article

      What Should I Focus On To Build My Savings After A Divorce I Want To Grow My Investment Portfolio. Do You Have Any Tips To Consider? How Can I Remain Financially Independent While In A Relationship? Do I Need Business Insurance?

      Aug 26, 2023

      Name withheld Jaanre Muller – Wealth Manager, PSG Wealth, Hermanus replies: The first step is to determine what you’re saving for. Having a clear goal allows you to map out your financial plan, which involves some key considerations such as how much

      4 min read

    • Article

      To Plan Or Not To Plan ... That Is The Question

      Oct 16, 2018

      When it comes to long-term financial planning, Americans are falling short. In fact, more than 80% of Americans fail to plan for their financial futures. A comprehensive financial plan takes into account all aspects of your financial life, highlighti

      3 min read

    • Article

      What Should I Focus On To Build My Savings After A Divorce? I Want To Grow My Investment Portfolio. Do You Have Any Tips To Consider? How Can I Remain Financially Independent While In A Relationship? 8 Name Withheld Do I Need Business Insurance?

      Aug 26, 2023

      Name withheld Jaanre Muller – Wealth Manager, PSG Wealth, Hermanus replies: The first step is to determine what you’re saving for. Having a clear goal allows you to map out your financial plan, which involves some key considerations such as how much

      4 min read

    • Article

      What Should I Focus On To Build My Savings After A Divorce? I Want To Grow My Investment Portfolio. Do You Have Any Tips To Consider? How Can I Remain Financially Independent While In A Relationship? Do I Need Business Insurance?

      Aug 26, 2023

      Name withheld Jaanre Muller – Wealth Manager, PSG Wealth, Hermanus replies: The first step is to determine what you’re saving for. Having a clear goal allows you to map out your financial plan, which involves some key considerations such as how much

      4 min read

    • Article

      How Can I Safeguard My Investment Portfolio? Name Withheld How Can I Safeguard Investments From A Bad Economy? How Can I Save And Stick To A Healthy Budget? How To Proctect My Assests From Loadshedding?

      May 27, 2023

      I’ve researched a few unit trusts and I’ve noted that some funds indicate a maximum drawdown that can be high. What does this mean, and are there any precautions I can take to safeguard my portfolio? Graham Lovely, Wealth Manager, PSG Wealth, Claremo

      4 min read

    • Article

      How Can I Safeguard My Investment Portfolio? Name Withheld How Can I Safeguard Investments From A Bad Economy? How Can I Save And Stick To A Healthy Budget? How To Proctect My Assests From Loadshedding?

      May 27, 2023

      I’ve researched a few unit trusts and I’ve noted that some funds indicate a maximum drawdown that can be high. What does this mean, and are there any precautions I can take to safeguard my portfolio? Graham Lovely, Wealth Manager, PSG Wealth, Claremo

      4 min read

    • Article

      How Can I Safeguard My Investment Portfolio? Name Withheld How Can I Safeguard Investments From A Bad Economy? How Can I Save And Stick To A Healthy Budget? How To Proctect My Assests From Loadshedding?

      May 27, 2023

      I’ve researched a few unit trusts and I’ve noted that some funds indicate a maximum drawdown that can be high. What does this mean, and are there any precautions I can take to safeguard my portfolio? Graham Lovely, Wealth Manager, PSG Wealth, Claremo

      4 min read

    • Article

      Financial Planning Is for Everyone (Yes, That Means You)

      Oct 26, 2021

      Many may think financial planning is only needed for wealthy investors with complex needs, but the reality is a financial plan is something that can help everyone — not just the wealthy. And your workplace may be able to help you get started. The fac

      2 min read

    • Article

      Financial Fitness

      May 10, 2023

      Financial Fitness
      5 min read

    • Article

      Budgeting Basics for Wealth, Health and Happiness

      Feb 27, 2022

      Budgeting is the first step toward financial planning. It includes a series of questions about how you spend your hard-earned money. And being accountable for your inflows and outflows is a healthy exercise for strengthening your ability to save and

      2 min read

    • Article

      3 Steps You Can Take Now to Gain Control of Your Retirement

      Nov 26, 2020

      Given the year we’ve experienced, most people are feeling justifiably anxious about protecting their retirement investments. Some nervousness is normal at any time, of course, since we can never predict what the markets or the overall economy will do

      2 min read

    • Article

      How Financially Literate Are You?

      Feb 25, 2023

      As a nation, we know that our financial literacy is sorely lacking. The topic is broad, but those involved in financial education identify an understanding of interest rates, inflation, compound interest and diversification of risk in financial decis

      3 min read

    • Article

      How Financially Literate Are You?

      Feb 25, 2023

      As a nation, we know that our financial literacy is sorely lacking. The topic is broad, but those involved in financial education identify an understanding of interest rates, inflation, compound interest and diversification of risk in financial decis

      3 min read

    • Article

      How Financially Literate Are You?

      Feb 25, 2023

      As a nation, we know that our financial literacy is sorely lacking. The topic is broad, but those involved in financial education identify an understanding of interest rates, inflation, compound interest and diversification of risk in financial decis

      3 min read

    • Article

      How Financially Literate Are You?

      Feb 25, 2023

      As a nation, we know that our financial literacy is sorely lacking. The topic is broad, but those involved in financial education identify an understanding of interest rates, inflation, compound interest and diversification of risk in financial decis

      3 min read

    • Article

      Beyond Financial Literacy: What You Need to Win with Your Money

      Apr 19, 2022

      April is Financial Literacy Month, designed to promote greater financial understanding among children and adults. Yet, more than half of Americans get anxious simply thinking about their finances. Why are so many adults stressed out about money? It’s

      2 min read

    • Article

      Interest Rates Have Been Rising. Are Investors Ready?

      Feb 12, 2019

      The Federal Reserve has been gradually raising interest rates since December 2015. But it wasn't until recently that investors started paying closer attention to how this change could impact borrowing costs and their portfolios. If you're worried ab

      2 min read

    • Article

      A Forgotten First Step in Wealth Creation: Emergency Funds

      Jul 8, 2019

      An epidemic of stress grips America. Despite a low unemployment rate, 62% of Americans admit to feeling stressed about money with 31% feeling stressed by it all the time and losing sleep, according to a survey by investing app Stash. In the short te

      4 min read

    • Article

      7 Ways to Grow Your Money

      Dec 21, 2017

      7 Ways to Grow Your Money
      2 min read

    Related categories

    Reviews for How to manage your finance for beginners

    0 ratings

    0 ratings0 reviews

    What did you think?

    Tap to rate

    Review must be at least 10 words

      Book preview

      How to manage your finance for beginners - Javone Mitchell

      Copyright © 2024 Javone Mitchell

      All rights reserved.

      No part of this book can be reproduced in any form or by written, electronic or mechanical, including photocopying, recording, or by any information retrieval system without written permission in writing by the author.

      Table of Content

      Disclaimer

      Introduction

      What is Financial literacy?

      How to calculate your net-worth?

      Steps to Manage Finance

      Creating a budget

      How to start saving

      How to start investing

      Types of investing

      How to manager your debt

      Setting financial goals

      How to educate yourself financially

      How to protect your assets

      Living below your means

      The importance of tracking you expenses

      How to be flexible financially

      Steps to prepare for retirement

      How to use your credit card wisely

      How to improve your credit?

      Terms to know

      Conclusion

      Disclaimer

      The information provided in this book is for educational and informational purposes only. It is not intended to be a substitute for professional financial advice. The author and publisher of this book are not financial advisors, and the content provided should not be construed as financial advice.

      While every effort has been made to ensure the accuracy and completeness of the information presented, the author and publisher make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability with respect to the content contained herein.

      Readers are encouraged to consult with a qualified financial advisor or other professional before making any financial decisions. The author and publisher disclaim any liability for any loss or risk, personal or otherwise, incurred as a consequence of the use and application, directly or indirectly, of any information presented in this book.

      Financial markets and regulations can change rapidly, and readers are advised to verify any information before relying on it. The opinions expressed in this book are those of the author and do not necessarily reflect the views of any organizations or institutions mentioned.

      By reading this book, you agree that

      Enjoying the preview?
      Page 1 of 1