Stuart Grazier joined the military and immediately went into debt. A chance encounter with Dave Ramsey’s Financial Peace University showed him how to manage his finances, and he returned from his stint overseas with his more than $40,000 in debt paid off! His wife had roommates while he was overseas, and they continued to have roommates when he returned, House-Hacking to cover his mortgage so he could stockpile his cash. Attending a local real estate meetup introduced him to someone looking for private loans, and his stockpile of cash provided him the ability to create private loans — earning 12 percent interest on his money. Stuart discusses his successes and failures in real estate investing, his transition to rental properties, and what he’s planning after he separates from the military. Feeling stuck at your job and looking to fix your financial future? This is the episode you need to listen to. Links from the Show BiggerPockets Forums Financial Peace University BiggerPockets Podcast How to Work with Lenders for the BRRRR Method (Blog) Flipping Houses: The Ultimate Step by Step Guide