Everyone needs to be on a budget! A personal budget may not be the sexiest topic to discuss, but it's one of those things that needs to be talked about more. In this episode Joel and I cover our different approaches to budgeting to make sure that we're on track with our money every month - especially spending, whether on groceries, electronics, etc. You need to have a plan for your money every month, and at it's core, that's all a budget is. And this episode's beer is Tweak by Avery which you can find and learn all about on Untappd. If you enjoyed this episode, be sure to subscribe in iTunes, Stitcher, or wherever you get your podcasts.For specific links and additional information about this episode, head over to our site: HowToMoney.com . Best friends out! Learn more about your ad-choices at https://news.iheart.com/podcast-advertisers