People frequently say to me they want to join the Financial Gym, but they don’t think they can afford the monthly membership. My reply is always, “If you can’t afford the $85 per month, then you NEED to join the Financial Gym.” Some of our clients need to make more money, and we tell them how much. Some of our clients have some glaring monthly expenses that need to be cut and we help them identify them. Some clients, like today's guest Colleen, need to be coached on making some extreme changes in life. Colleen shares her story about why she reached out to my team and the dramatic transformation her life has taken in just three short months. For more information, visit the show notes at http://financially-blonde.com/declaring-bankruptcy-with-colleen