Learn my top 10 money strategies to advance your income and net worth in 2019. In summary, here are my 10 Financial Moves for 2019: 1. Review your asset allocation -Rebalance, diversify, adjust as you age, don't use target date funds 2. Contribute more to your 401k and 403b, and IRA's -Contribution limits increased $500 this year. 3. Reduce high interest rate debt (hopefully you are already debt free), but if not pay off your highest interest rate debt first and then your highest utilized amount of debt (debt to total credit ratio). -I do not recommend paying off mortgage debt because it is only 3% or 4% debt and the opportunity cost of what you could earn with that money is much higher. 4. Dollar cost average into the stock market. 5. Don't get too overweight in real estate because it is very late in the cycle. 6. Think over large purchases that can cost you tens of thousands of dollars, like new cars, other vehicles/boats, electronics, high ticket designer shoes/handbags, and moving homes too often. 7. Update wills and beneficiaries on retirement plans and insurance policies, especially if you've had a major life event like marriage, divorce, new baby, illness, or death. 8. Consider starting a side hustle for extra income. 9. Look into new cycles such as Cannabis stocks, artificial intelligence (AI), Infrastructure, Defense stocks, the younger (FANG stock replacement) tech companies. Should you consider the two big IPO's next year? 10. Keep following the "6 Steps to Wealth" and check out my Wealth Heiress book. Men and women are loving it! WEALTH HEIRESS TV Please subscribe to Wealth Heiress TV YouTube channel (it's not just for women, it's for men too!), here. THE HOLIDAY GIVEAWAY IS ALMOST OVER! You have a great chance to win 25 prizes! It's easy to enter. Just leave a podcast or book review. A podcast review = your name entered in the drawing 2 times. A book purchased elsewhere and reviewed on Amazon = your name entered into the drawing 3 times. A book review on Amazon purchased on Amazon (says "verified purchase" review), your name entered 5 times. A podcast + book review (either "verified purchase" or not) = your name entered in the drawing 10 times. Prizes are: 11 Sets of Wealthy Mindset Blueprint audios (value $197 ea.) 11 Wealth Heiress books, personalized by Linda. 3 winners will have a 1/2 hour wealth mentoring session with Linda (value $500). Drawing will occur January 1, 2019 and will be announced on the podcast. Leave a review on Amazon here. Get my book, “You’re Already a Wealth Heiress, Now Think and Act Like One: 6 Practical Steps to Make It a Reality Now!” Available on Amazon. International buyers (if you live outside of the US) get my book here. WANT MORE FROM LINDA? Check out her programs. Join her on Instagram. Listen to the full library of podcasts from the beginning. Please subscribe, rate and review the show. I really appreciate it! Sponsor: Audible - Get your first audiobook for FREE today. Over 150,000 titles to choose from for your iPhone, Android, Kindle or mp3 player. This is the way I “read” more books and stay ahead of the curve. Visit Audible and get your first audiobook free! Be Wealthy & Smart,™ is a personal finance show with self-made millionaire Linda P. Jones, America’s Wealth Mentor.™ Learn how to build wealth, make money, and have financial freedom. Introduction to principles of wealth building you won’t hear about from your financial advisor. Learn how to get rich, the 6 Steps to Wealth, the Twin Pillars of Wealth Building™: Invest Like Billionaires™ and Create Your Luxury Brand™ Business.