On this episode of The Dog Tag, our hosts Jim Bob Mickler, Texas Veterans Land Board (VLB) Director for Marketing & Outreach, and Jimmy Smaragdis, VLB Marketing Specialist, talk about how to find a lender, prequalify for a mortgage and why you need a good real estate agent. Their guests include Director of Strategic Products Elizabeth Robertson and Loan Officer Marcia Boyer of Gateway Mortgage Group, as well as Kim Mangum, Loan Origination Manager for the VLB Veterans Land & Housing Program. After you’ve established your credit score and calculated how much house you can afford, the next step in the home buying process is finding a good mortgage lender who can help you pre-qualify for a home mortgage. On this episode you can find out how the VA Home Loan Guaranty works, what kind of documents you initially need to provide the lender and how an experienced real estate professional is essential to help you find the perfect home that fits your budget. The information and advice in this episode can help you take the right steps to becoming a homeowner.