Chris thought he wanted to own a few properties free and clear. After he did it, he realized that he didn't want a few rentals. He wanted to own a portfolio of rental properties, and he wasn't going to be able to do it without using mortgages.On this episode, we talk about why he changed his thinking and how using debt has made him a better investor and landlord.We also talk about some of the challenges he has faced as a landlord, and how he overcame them.