There have been many climate-related disasters this year, and along with those events come a heavy emotional and financial toll for residents. But what NPR climate reporters Rebecca Hersher and Lauren Sommer have found is that most people don't realize their wildfire or flood risk — and that's putting millions in harm's way.Additional Resources:- Read Lauren and Rebecca's series, Climate Risk Hits Home. - Reach out to us if you've tried to get information about the risk of floods or wildfires when moving to a new home.Lauren and Rebecca are both on Twitter. You can follow them @lesommer and @rhersher to keep up with the latest climate news. We're always all ears for your climate inquiries and musings — email us at shortwave@npr.org.