If you're spending time in the personal finance space, then you definitely know about credit scores. Keeping on that same path, you also might have heard of FICO scores. So, what are they? Well, there's a lot of information out there on these topics, but some of it might not be the right information for YOU. Or maybe it's just a lot to take in and you're not sure where to start -- but you're in luck, because today, the best place to start is right here! On today's episode of the His & Her Money Show, we brought in the expert! VP of FICO scores and analytics Joanne Gaskin is here to talk credit scores and so, so much more. Joanne has been with FICO and working on the scores team for over 14 years, so it's pretty obvious that she's the woman to ask when you have ANY questions about FICO -- so that's exactly what we did! Through this conversation, Joanne lays out FICO scores from start to finish -- what they are and why they're important, and how to utilize them to their full potential.    What You Will Learn Busting myths about FICO. FICO scores: what they are, why they matter, and how they come into play. What's in a "good" credit score? How lenders and various organizations utilize FICO scores. Credit scores vs. FICO scores: what's the difference?   Resources Mentioned Score A Better Future FICO Event  Score A Better Future Program  myFICO score calculators  Debt Freedom Blueprint