When most people think of USDA loans, they tend to think of farmland or some very, very rural house in the middle of nowhere. While this can be the case for many USDA loans, it isn’t the standard for all of them. As today’s guest Holly Barrett describes, USDA-applicable properties can be outside city centers and just a bit rural.Not only that, these loans provide homeowners with the chance to get a 0% down loan! This is exactly what Holly did with her first home, later turning it into a rental and finally selling it to make room for some higher cash-flowing properties. She’s also used SBA loans to purchase a commercial property, which has helped her lower the upfront costs needed for acquisition.Now, Holly has properties close to Chattanooga, centered around a “cool area” as she likes to call it. She’s making her transition from long-term rentals to short-term rentals and is excited to see what her new profit margins are like once her properties go live on Airbnb. In This Episode We CoverUsing USDA maps to see whether or not a potential home is eligible for a 0% down loanLive in flips and using them to get tax-free flipping gainsWhen you should use a 1031 exchange intermediary Switching from long-term rentals to short-term rentals Funding a commercial property acquisition with SBA loansWhat investors should look for in an agent and the top questions to askAnd So Much More!Links from the ShowReal Estate Rookie Youtube ChannelAshley's InstagramTony's InstagramReal Estate Rookie Facebook GroupMLSUSDA MapsUSDABiggerPockets PodcastBiggerPockets Real Estate Rookie PodcastBiggerPockets CalculatorAirdnaVrboAirbnbZillowLoopnetAmerica's SBDCSBA LoanRealtorRookie Podcast 81: David Greene on Where Rookies Go Wrong When Looking for an AgentRelayClubhouseThe US Chamber of CommerceCheck the full show notes here: https://www.biggerpockets.com/rookie95See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.