72 min listen
12.18.19 Budgeting apps rock; Social media casting calls; Tap water safety
12.18.19 Budgeting apps rock; Social media casting calls; Tap water safety
ratings:
Length:
38 minutes
Released:
Dec 18, 2019
Format:
Podcast episode
Description
A week out from Christmas, many have put themselves in a financial bind. Clark felt that those who used budgeting apps were the type who really didn't need them. But research shows a clear benefit to these apps for problem spenders. People who employ spending apps immediately cut back on food and beverage costs by almost 20%. Overall spending drops 15% for app users tracking spending. There is an advantage to tracking your spending. Mint and similar apps help you know where the money goes. If that doesn't work, go ALL CASH. In severe cases, living within a finite amount of cash means spending drops dramatically. You manage to get by on what you've got. It works.
Clark first wrote about this scam in 1993. Exploiting the desire for fame, the fake casting call scam appears mostly via social media these days. A hopeful shows up to great praise, urged to sign a contract and pay money to spark their career. Don't fall for it. If you've got the goods, you get paid.
Americans are buying bottled water in larger numbers as trust in public services and government has declined. A Consumer Reports investigation found two thirds of all bottled water comes from tap water. Municipal water supplies are tested multiple times daily. People assume bottled water is safer. The Flint MI water scandal damaged the people's trust in tap water all over the country. 60% of Americans think bottled is safer than tap, but there's more proof to the contrary. Consider using filter pitchers in your home. Consumer Reports found The Stream Rapids Brita and Pure Ultimate with lead reduction, both at $30, improved water taste. Essentially, 2/3rds of bottled water is similarly filtered. So think this through. Drinking bottled water typically costs $1K per year, vs. $30 for tap water you can easily filter yourself - and save - while being just as safe.
Learn more about your ad choices. Visit megaphone.fm/adchoices
Clark first wrote about this scam in 1993. Exploiting the desire for fame, the fake casting call scam appears mostly via social media these days. A hopeful shows up to great praise, urged to sign a contract and pay money to spark their career. Don't fall for it. If you've got the goods, you get paid.
Americans are buying bottled water in larger numbers as trust in public services and government has declined. A Consumer Reports investigation found two thirds of all bottled water comes from tap water. Municipal water supplies are tested multiple times daily. People assume bottled water is safer. The Flint MI water scandal damaged the people's trust in tap water all over the country. 60% of Americans think bottled is safer than tap, but there's more proof to the contrary. Consider using filter pitchers in your home. Consumer Reports found The Stream Rapids Brita and Pure Ultimate with lead reduction, both at $30, improved water taste. Essentially, 2/3rds of bottled water is similarly filtered. So think this through. Drinking bottled water typically costs $1K per year, vs. $30 for tap water you can easily filter yourself - and save - while being just as safe.
Learn more about your ad choices. Visit megaphone.fm/adchoices
Released:
Dec 18, 2019
Format:
Podcast episode
Titles in the series (100)
Clark Howard: 02.17.17: Topics: Mortgage and credit scores; Electronic baby monitors; Can you trust BBB ratings?; Clark Stinks; Interview with financial rapper Dee-1 by The Clark Howard Podcast