With supply chain issues and uncertainty about whether classes will be in person, virtual or a hybrid, back-to-school shopping this year poses unique challenges. To start this episode, Sean Pyles and Sara Rathner give the Nerds’ favorite tips for how to save when buying school supplies.

Then Sean and Sara answer a listener’s question about how to break bad money habits.

To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.