Episode Description In episode 80 we talk about Citi’s crazy fraud systems, Chase’s fool’s gold offer, a lawsuit that involves manufactured spend and why Mark went points broke.  We also talk about Baha Mar offering up private jets, Hyatt’s new promo & more. Episode Notes 7:39 - Cashing out all of the points 15:56 - Manufactured spending lawsuit 22:47 - Chase 10X earning overrated 26:52 - Citi is dumber than expected 40:51 - Baha Mar’s insane covid guarantee 42:20 - Hyatt Bonus Journeys 42:49 - Bitwarden 43:20 - Dell Amex offer   Enjoying the podcast? Please consider leaving us a positive review on your favorite podcast platform! You can also connect with us anytime at podcast@milestomemories.com.  You can subscribe on Apple Podcasts, Google Play, Sticher, Spotify, TuneIn, Pocket Casts, or via RSS. Don't see your favorite podcast platform? Please let us know! Music: Rewind by Jay Someday | https://soundcloud.com/jaysomeday Music promoted by https://www.free-stock-music.com Creative Commons Attribution 3.0 Unported License