We kick this episode off with a listener comment about greentoe.com and read some of the awesome reviews you all have left us over the last few months.  We so appreciate it when you all leave us written reviews on apple podcasts.  This is our 129th episode and our 52nd episode this year.  We haven’t missed a week since we started in Jan 2020, and we even did two episodes for some weeks during the start of covid.   There’s so much to reflect on!  We dive into our year-end reflections, favorites, and predictions: What we’re most proud ofWhat we’ve learnedOur favorite podcasts this year:#083 | Travel Hacking with Julia from Geobreeze Travel#085 | Untamed + Money – Mike and Maggie talk about their feelings#086 | Leaving Corporate America and changing the way we work with Rich + Regular#090 | Why you don’t need a financial planner#121 | Career advice from 30+ years in Corporate America#078 | A conversation with the ORIGINAL friends on FIRE (Mike’s dad + his friend Mark)#095 | How to stop caring what people think and start living#103 | Spending more time with your kids, a case for FIRE#093 | How to blow $600K with The Price of Avocado Toast#122 | Outrageous generosity, charitable giving, and gratitude, with Joel O’Leary#127 | Our early retirement plans and why are we still working!?Your favorite podcasts based on # of listens:#112 | How to know if you are FI#106 | Retiring at 30 with A Purple Life#108 | Mid-year expense review with our spouses#086 | Leaving Corporate America and changing the way we work with Rich + Regular#107 | Why you should reject Dave Ramsey’s Debt Snowball Method, and what to do instead#110 | Automating your finances to create better financial habits#096 | Freedom is the ultimate financial goal, not retirement#113 | 8 tips for financial wellness#109 | Talking to your partner about moneyThe awesome people we got to meet and interview this year:Mike’s dad and his best friend - #078 | A conversation with the ORIGINAL friends on FIRE (Mike’s dad + his friend Mark)Julia - #083 | Travel Hacking with Julia from Geobreeze TravelKiersten and Julien - #086 | Leaving Corporate America and changing the way we work with Rich + RegularJose - #091 | Millennial Money Mentoring with Jose HernandezHaley and Justin - #093 | How to blow $600K with The Price of Avocado ToastJoel - #122 | Outrageous generosity, charitable giving, and gratitude, with Joel O’LearyNicole and Nadia - #102 | Twinning your way to financial freedom with Nicole + Nadia, aka the Wealth TwinsCourt - #124 | The Modern FImily – A retired family of 4 living happily on $30K a yearA Purple Life - #106 | Retiring at 30 with A Purple LifeMaggie’s brother Alex - #116 | Are you ready to invest in Crypto?Jesse - #119 | What’s in your best interest with Jesse CramerPredictions for 2022References:Greentoe.com - Name your price on cameras, TVs, appliances, and more!---Follow friends on FIRETwitterInstagramFacebookLinkedInLeave us a voicemail or text us: 404-981-3370eMail us at:  friendsonfiremm@gmail.comVisit our website: www.friendsonfire.org---Other LinksMaggie’s Blog: Mostly Minimal LifeMike’s Book: Your New Relationship with Money