The President of the Charles Schwab Foundation, Carrie Schwab-Pomerantz, says that financial literacy is a great equalizer that contributes to bigger social issues of poverty, the wealth gap, and racial inequity. How can the next generation be prepared for financial literacy? She says that financial security starts with a conversation at home as parents need to talk to their sons and daughters about money equally. Her advice for young investors is that they have an opportunity to channel optimism into education about long-term investing and wealth-building. Finally, Carrie also weighs in on the Charles Schwab's Black Investor Survey.