Open banking actually serves smaller financial institutions, like credit unions and community banks, more than anyone else … they just need to know the value. That’s why we invited banking experts Ralph Marcuccilli & Kelli Schultz on this episode of the Payments Innovation podcast. They explain the ins and outs of open banking, and what it can mean for smaller financial institutions. Ralph was a 20-year veteran of the banking industry, and, in 2010, he founded Allied Payment, where Kelli is now the President. She comes from 2 decades of experience in and around the networks surrounding banking platforms. What we talked about: Open banking: the answer for smaller financial institutions Open banking can serve businesses Allied’s next product: real-time bank payments Community banks, fintech, and credit unions Why Allied was well-positioned for open banking 1) ‘Allied was born in the cloud’ 2) Allied has an API-driven vision To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, or Spotify, or here.  Until next time!