Miguel Armaza sits down with Patricia Kemp, Co-Founder & Managing Partner at Oak HC/FT, a VC firm investing in companies driving transformation in healthcare and fintech around the world. Founded in 2014, the firm has over $5 billion in AUM and has back fintech companies like Blend, Ocrolus, ClearCo, Rapyd, Pagaya, Aplazo and many more.In this episode, we discuss:Spotting and identifying fintech trendsHow to think about the future of the industryState of crypto and why Tricia believes stronger regulatory frameworks would be beneficial and help foster innovation in the crypto industryBuy vs Build. 2023 might bring a big wave of Fintech M&A activity for three important reasons.Building a team of investors – when bringing on new talent, Oak looks at three core requirements.Importance of over-communicating… and a lot more!Want more podcast episodes? Join me and follow Fintech Leaders today on Apple, Spotify, or your favorite podcast app for weekly conversations with today’s global leaders that will dominate the 21st century in fintech, business, and beyond.Do you prefer a written summary, instead? Check out the Fintech Leaders newsletter and join 47,000+ readers and listeners around the world!Miguel Armaza is Co-Founder & Managing General Partner of Gilgamesh Ventures, a seed-stage investment fund focused on fintech in the Americas. He also hosts and writes the Fintech Leaders podcast and newsletter.Miguel on LinkedIn: https://bit.ly/3nKha4ZMiguel on Twitter: https://bit.ly/2Jb5oBcFintech Leaders Newsletter: bit.ly/3jWIpqp