Episode Description In episode 54 we discuss what it is like living in a Covid free country, Chase shutdowns and reversals and Joe’s Cape Cod trip report.  We also talk about playing the upgrade / downgrade game with Citi and how Mark lost brown bag roulette.  Episode Notes 1:12 - Natty Ice! 7:47 - Mortgage rates are super low 12:54 - Cape Cod trip report 19:10 - How Tonga has stayed covid-19 free 24:46 - Adventures with Citi applications and annual fees 33:52 - Chase shutdowns and reversals 36:45 - A great timeshare deal 38:44 - Don't make late payments! Enjoying the podcast? Please consider leaving us a positive review on your favorite podcast platform! You can also connect with us anytime at podcast@milestomemories.com.  You can subscribe on Apple Podcasts, Google Play, Sticher, Spotify, TuneIn, Pocket Casts, or via RSS. Don't see your favorite podcast platform? Please let us know! Music: Rewind by Jay Someday | https://soundcloud.com/jaysomeday Music promoted by https://www.free-stock-music.com Creative Commons Attribution 3.0 Unported License