Financial education and financial literacy are at crisis levels in this country. Financial advisers spend billions on advertising but a fraction of that on education. The resources that are available tend to be inaccessible and not designed for the people who need them most. Financial media remains a boring, exclusionary acronym game.  The net result of all of this is a population of Americans who don’t have the mental tools to understand, make sense of and make good decisions around their finances.  In this passionate conversation with NLW, financial adviser Tyrone Ross argues that all hope is not lost. According to Tyrone: Financial literacy is a cross-cutting crisis not limited to any one demographic Even the resources that do exist aren’t designed for the way their intended targets consume media  Despite all the bad things happening, this moment is also providing an inflection point where change is possible  Find our guest online:Website: tyroneross.io Twitter: @TR401