Homeownership can make housing costs predictable and build generational wealth. Utah REALTOR® and 2023 NAR President Kenny Parcell explains the benefits of owning a home. Realtor.com chief economist Danielle Hale discusses the current homeownership rate in the United States, possible reasons why it’s currently at a standstill, and what she values about being a homeowner. Keith Gumbinger from HSH.com clarifies when a home buyer becomes a homeowner. Also, NAR’s Ken Fears analyzes the rule changes to Fannie Mae and Freddie Mac mortgage fees to give us the facts on what the changes mean for homeowners and home buyers. And what is soft spring aesthetic and is it a hot home trend? Melissa Dittmann Tracey shares what’s HOT or not in home design.