If you contribute to a pension, do you know what type of plan you have? Do you even have a pension plan? Fewer and fewer private sector companies are providing pensions for their employees, making it harder than ever to plan for retirement. My guest this week is Jason Heath, a fee-only financial planner and columnist for The Financial Post, MoneySenseand Retire Happy. Jason joins me to discuss the current state of pension plans in Canada, and how the deterioration of employer pensions is impacting the retirement plans of Canadian workers. You can find the show notes for this episode at https://maplemoney.com/jasonheath This week’s episode was brought to you by EQ Bank. Did you know? You can now transfer money abroad with TransferWise using your EQ Bank Savings Plus account. Not only will you benefit from earning 2.45%* interest on your savings, but you’ll pay up to 8x less for international money transfers. While other banks have a habit of sneaking in markups and extra charges, that’s not something you’ll have to worry about with EQ Bank. Visit https://maplemoney.com/eqbank to start saving money today.