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Patreon: ⁠https://www.patreon.com/calebhammer⁠ 
My socials: ⁠https://linktr.ee/calebhammer⁠ 
Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com
Sponsorship and business inquiries: calebhammer@creatorsagency.co 
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Timestamps:
00:00 I don't like you
02:31 Why can't you afford to live??
04:22 RISKY finances!
06:15 NEGATIVE MONEY IN HIS CHECKING ACCOUNT
11:00 Spending ALL his money!
14:00 Shared account with his girlfriend??
16:21 TIMESHARE
20:43 Declaring bankruptcy...
26:55 STUPID car debt
31:05 Credit score and collections...
33:05 SELL THE CAR
35:09 Clean up this mess dude...
38:22 I don't think you're going to sacrifice!
42:30 DON'T GET A CREDIT CARD AGAIN
44:44 I have low confidence...
48:06 Hammer Financial Score

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