In today's episode, CFP Barbara Ginty interviews the fabulous Ruthie!Ruthie lives in Brooklyn, New York, and works in Manhattan. She is thirty-five years old, single, and lives alone. She feels like she's constantly playing catch up from working in the non-profit world for 12 years of her life. She makes $104,000 per year at the first for-profit job that she's had.Ruthie and Barb discuss... Budgeting in one of the most expensive and highly taxed citiesRenting vs. Buying FSA vs. HSA Optimizing her taxes ... and so much more!If you'd like to be a guest on the pod and get my thoughts on your own personal finances, we're accepting guests for the rest of the season! You can be anywhere in the world! If you're interested, send us an email (planancialpod@gmail.com) or give us a shout on social media @futurerichpodcast.If you’re looking for a simpler, effective investment for your health, try AG1, and get 5 free AG1 Travel Packs and a FREE 1 yearsupply of Vitamin D with your first purchase. Go to drinkAG1.com/futurerich. That’s drinkAG1.com/futurerich. Check it out and directly support the podcast!Follow us on TikTokVisit the Future Rich Podcast website for Financial Freebies and Classes!The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment’s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.