In part two of our special edition credit series, Jeri Toliver, CEO and founder of Flyy Credit goes into step-by-step scenarios of how late fees and an APR (annual percentage rate) can impact your credit score as you pay off your credit card.We also dig into how a young professional can avoid getting dinged when they check their credit score, and final bits of advice from the credit expert!Executive Producer: Casby Bias Adulting101withCasby InstagramAdulting101withCasby TikTok Adulting 101 with Casby Bias Animated SeriesSupport the show