The Future of the Credit Union Movement with Jim Nussle

All Things Appraisals with Freddie Mac’s Scott Reuter: Explore Freddie Mac’s initiatives related to appraisal modernization and eliminating appraisal bias during this in-depth discussion with Scott Reuter, Chief Appraiser and Director of Valuation, Single Family, Mortgage Credit Risk Management, at Freddie Mac. Key Takeaways: Examine Freddie Mac’s lessons learned from the pandemic related to appraisal modernization Review updates to the Uniform Appraisal Dataset (UAD) and appraisal reporting forms Analyze the benefits and risks of automated valuation models (AVMs) Explore the impacts of appraisal bias and how the industry can work together to eliminate appraisal valuation gaps Scott Reuter, Chief Appraiser and Director of Property Valuation, Single-Family Risk Management Division, Freddie Mac Scott Reuter is a Certified-General Appraiser with 30+ years of experience in valuation, appraisal and collateral risk management concerns. His team leads the effort for ongoing development and by The Credit Union Policy Podcast

49 min listen

Discussing A Sticky Issue - Marijuana Banking and the SAFE Banking Act with Representative Perlmutter: Special guest Representative Ed Perlmutter (D-CO) discusses his work on the SAFE Banking Act and the importance of federal clarity for marijuana banking. Rep. Perlmutter also reflects on the role of grassroots advocacy and his time in Congress as his retirement approaches at the end of this year. Key Takeaways: Why Rep. Perlmutter has been focused on establishing regulatory clarity for financial institutions that service marijuana-related businesses How the SAFE Banking Act would resolve current regulatory uncertainty and its chances of passing and being signed into law The importance of grassroots advocacy in the legislative process Representative Ed Perlmutter (D-CO) In the 117th Congress, Ed is proud to serve on four committees in the House: Financial Services; Science, Space and Technology; Rules; and the Select Committee on the Modernization of Congress. On the Financial Servic by The Credit Union Policy Podcast

30 min listen

Interchange Legislation and Market Competition with Professor Todd Zywicki: Join Professor Todd Zywicki for a discussion of the history of the Durbin Amendment to the Dodd-Frank Act, which established the interchange price caps, the recent Credit Card Competition Act, and an overview of the market for credit cards and consumer payments. Key Takeaways: Understand the history and rationale for the interchange price caps, why merchants have been successful in their advocacy, and what led to the introduction of the Credit Card Competition Act. Learn about the role of the Federal Reserve’s new final rule on Regulation II debit card routing provisions. Discover the extent of competition in the credit card market, challenges for issuers and consumers, and ways forward that do not involve increasing burdens on credit card issuers. Bio: Todd Zywicki Todd Zywicki is George Mason University Foundation Professor of Law at George Mason University Antonin Scalia School of Law, Research by The Credit Union Policy Podcast

42 min listen

Fintech Frenzy—A Discussion with NCUA Board Member Rodney Hood: Join NCUA Board Member Rodney Hood in a discussion about the importance of building strategic partnerships with fintech companies to provide products and services to your member. Explore how the NCUA is thinking about fintech and working to help your credit union incorporate new solutions to grow and remain competitive in today’s rapidly evolving marketplace. Key Takeaways: Delve into Board Member Hood’s views on why credit unions cannot ignore fintech Learn about the plans for NCUA’s new Office of Innovation and Access as well as other initiatives Examine what types of regulatory clarity may be necessary for fintech-credit union partnerships to thrive President Donald J. Trump nominated Rodney E. Hood for the NCUA Board on January 19, 2019. The U.S. Senate confirmed him on March 14, 2019, and he was sworn in as the eleventh NCUA Chairman on April 8, 2019. Mr. Hood served as the NCUA’s Chairman until January 25, 2021. by The Credit Union Policy Podcast

40 min listen

Exploring the Risks and Benefits of BNPL Products for Your Credit Union with Paul Davis: Join Paul Davis, Director of Market Intelligence at Strategic Resource Management (SRM) in a discussion about Buy-Now-Pay-Later (BNPL) products and why exploring options to provide a BNPL product may be right for you and your members. Key Takeaways: Discover the basics of BNPL and the current market for these products Explore the risks and benefits of BNPL products Examine why credit unions should consider developing a BNPL product Paul Davis is Director of Market Intelligence at Strategic Resource Management, an advisory firm in Memphis. Paul has more than 20 years of experience covering the financial services industry. His background includes SNL Financial, where he was the news director and senior bank reporter, and American Banker, where he spent 11 years as editor of community banking. Paul formed American Banker’s CEO advisory board and developed a comprehensive social media platform fo by The Credit Union Policy Podcast

34 min listen

Breaking Down Blockchain with Kathy Kraninger: oin former Director of the Consumer Financial Protection Bureau and now Vice President of Regulatory Affairs at Solidus Labs, Kathy Kraninger, for a discussion on blockchain, including questions such as: What is blockchain? How is blockchain currently being used? What should a regulatory framework look like? And how can blockchain be helpful for financial institutions in future use cases? Key Takeaways: Understand the basics of blockchain and its various use cases, including cryptocurrency and fractionalized/tokenized real estate transactions. Learn about the potential for cryptocurrency to facilitate a faster, more secure payments system. Hear perspectives on the most appropriate regulatory system, including consumer protections, for cryptocurrency. Bio: Kathleen L. Kraninger: The Honorable Kathleen L. Kraninger is the Vice President of Regulatory Affairs at Solidus Labs where she leads the firm’s regulatory strategy and wo by The Credit Union Policy Podcast

38 min listen

$Breaking Down Blockchain with Kathy Kraninger: oin former Director of the Consumer Financial Protection Bureau and now Vice President of Regulatory Affairs at Solidus Labs, Kathy Kraninger, for a discussion on blockchain, including questions such as: What is blockchain? How is blockchain currently being used? What should a regulatory framework look like? And how can blockchain be helpful for financial institutions in future use cases? Key Takeaways: Understand the basics of blockchain and its various use cases, including cryptocurrency and fractionalized/tokenized real estate transactions. Learn about the potential for cryptocurrency to facilitate a faster, more secure payments system. Hear perspectives on the most appropriate regulatory system, including consumer protections, for cryptocurrency. Bio: Kathleen L. Kraninger: The Honorable Kathleen L. Kraninger is the Vice President of Regulatory Affairs at Solidus Labs where she leads the firm’s regulatory strategy and wo$

Climate Change Fears – Assessing Risk in the Housing Market by The Credit Union Policy Podcast

46 min listen

Focus Areas for CU Leaders with Former Navy FCU Vice Admiral Cutler Dawson: Hear former President and CEO of Navy Federal Credit Union, Vice Admiral Cutler Dawson discuss top industry challenges, reflections on how credit unions are managing the current economic environment and working with regulators, and ways to engage employees to improve your recruitment and retention efforts. Key Takeaways: Hear the top legislative and regulatory issues CU leaders should be focused on today. Discover ways to effectively manage challenging times. Hear stories and tips for engaging your employees. Learn effective ways to recruit and retain staff. by The Credit Union Policy Podcast

34 min listen

Funding Fiasco: The Future of the CFPB: Join John Coleman, Partner at Buckley, LLP and former Deputy General Counsel at the Consumer Financial Protection Bureau (CFPB) for a discussion on the recent decision from the Fifth Circuit Court of Appeals, which held that the CFPB is unconstitutionally funded. John delves into what this decision means for your institution and what to expect next from the CFPB. Key Takeaways: Examine the Fifth Circuit’s opinion, including unanswered questions Explore the potential next steps for the CFPB in appealing the decision Learn the implications of this decision for the CFPB’s supervisory and enforcement authority Review the political ramifications of this decision and its aftermath John R. Coleman (Partner), former Deputy General Counsel of the CFPB, recently joined Buckley LLP after 15 years of federal government service as a litigator and adviser to senior policymakers. He joined the CFPB soon after its creation in 2010 and was involved in every s by The Credit Union Policy Podcast

47 min listen

Exploring NCUA Examinations with Former Executive Director Mark Triechel: Mark Triechel, former NCUA Executive Director and Examiner offers a detailed discussion of the NCUA’s examination process, priorities, modernizations, and recent guidance related to examinations. Plus, he covers what to expect from the agency’s supervisory priorities in 2023. Key Takeaways: Hear about recent trends in NCUA examinations. Understand the impact of the agency’s shift to virtual exams and the future of exams. Learn about the successes and challenges of implementing the Modern Examination Risk Identification Tool (MERIT). Gain insight into potential topics on the NCUA’s list of supervisory priorities for 2023. Mark Treichel is a former NCUA Executive Director and Examiner. He is on a mission to assist credit union CEOs with NCUA, so they save time and money. He also hosts his podcast, “With Flying Colors,” and writes a newsletter on examination-related topics. by The Credit Union Policy Podcast

45 min listen

Compliance Risk Areas – Fraud in Focus with Dustin DeVore: Join Dustin DeVore, an attorney with Kaufman & Canoles and Chair of their Credit Union team, to discuss the industry's top compliance risk areas today. A recent rise in fraud, especially since the start of the pandemic, has put focus on old and new schemes by fraudsters. Learn how you can protect your credit union and your members. Key Takeaways: Hear about top compliance concerns from an industry expert. Discover the latest in overdraft and NSF lawsuits. Understand the newest fraud trends related to P2P payment platforms, wire fraud, and elder abuse. Dustin is a Member in the Kaufman & Canoles Williamsburg office with a diverse commercial and real estate practice representing businesses, real estate developers and individuals. Dustin is Chair of the firm’s Lender Representation Practice Group as well as Chair of the firm’s Credit Union team and works closely with a number of credit unions on regulatory and lending by The Credit Union Policy Podcast

36 min listen

Going Green — The Greenhouse Gas Reduction Fund w/ Cathie Mahon and Creighton Blackwell: Join Cathie Mahon, President & CEO of Inclusiv, and Creighton Blackwell, Chief Community and Public Affairs Officer at Coastal Credit Union, for a discussion about the Environmental Protection Agency’s Greenhouse Gas Reduction (GHGR) Fund, how credit unions can get involved in the program, and why it is important to be thinking about climate change and ways to expand green lending options for your members and communities. Key Takeaways: Learn about the GHGR Fund and how NAFCU, Inclusiv, and other credit union groups have been working to ensure credit unions are included in the program; Understand the current state of credit union green lending and how the opportunities from GHGR Fund have the potential to improve members’ lives and strengthen communities; and Discover how you can get involved with other credit unions to apply for a grant opportunity. Cathie Mahon has led Inclusiv since by The Credit Union Policy Podcast

39 min listen