To say it's been a challenging year for the endurance events industry would be an understatement. So what can we learn from what we’ve been through to help us improve the way we manage risk in the events industry going forward? That’s what we’ll be exploring in today's episode with the help of our guest, Nathan Nicholas, Managing Partner at specialist insurance broker Nicholas Hill Group. When it comes to 1-in-1,000-type risks in the industry, Nathan has dealt with it all, from severe weather and natural catastrophes to terrorism and, now, pandemics. So he’s the right person to help us understand what happens when things like COVID come around, how events are affected, and how they can protect themselves going forward with the help of event cancellation insurance. Things covered in this episode:What's been happening in the race insurance industry during the COVID pandemicRace cancellation insurance: What is it? What does it cover? Does it pay out? How much does it cost? Communicable disease cover: What is it? Is it part of your race cancellation policy? Can you buy COVID cover today?The state of race insurance as the world (and races) begins to open upA brief look at virtual event insurance: Do you need it? What does it cover? How much does it cost?Don't miss in this episode:The remarkable story of a mystery event which got hit with terrorism, thunderstorm and COVID in consecutive years and had to cancel the race two years in a rowNathan's take on whether COVID infections in your event would be covered by your insurance policyThanks to GiveSignup|RunSignup for supporting quality content for race directors by sponsoring this episode. More than 21,000 in-person, virtual, and hybrid events use GiveSignup|RunSignup's free and integrated solution to save time, grow their events, and raise more. If you'd like to learn more about GiveSignup|RunSignup's all-in-one technology solution for endurance and fundraising events visit runsignup.com.You can find more free resources on planning, promoting and organizing  races on our website RaceDirectorsHQ.com, where you’ll also find a 10% OFF offer on race insurance from Nicholas Hill Group, as well as other exclusive vendor offers. You can also share your questions about race insurance or anything else in our race directors Facebook group, Race Directors Hub.