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Hey there, points people! Today, I'm chatting with John Pham from TheMoneyNinja.com.

In this episode we dive into John's crazy story where he turned his passion for personal finance into a full-time job, and how you can too! Not just that, but how he got the AMEX Black card in college, the best ways to optimize your time within your business and travel hacking, his crazy stories with the AMEX concierge and so much more!

For those who turned their passion into a business, consider the Chase Ink Business Preferred Card, which is one of the most popular business cards for business owners looking to maximize their points game!

If you are interested in supporting this show when you apply for your next card, check out geobreezetravel.com/cards and if you’re not sure what card is right for you, I offer free credit card consultations at geobreezetravel.com/consultations !

➤ Check out the Chase Ink Business Preferred Card https://milevalue.com/creditcards/chase-ink-business-preferred/?aff=gbt

➤ Waitlist for The Points Accelerator

Timestamps:
00:00 - Intro
04:00 - How John got into points and miles
07:00 - How John got the Black Card in college
07:56 - John's craziest AMEX concierge request
09:48 - Reselling Southwest flights
11:34 - John's E-com business
14:48 - John's advice to get into E-com
20:00 - Business vs Points? Do it right
23:00 - How John decides to manage his time from business and points
25:00 - How to maximize spend
28:10 - John's recently opened cards
30:41 - Spending for status
35:15 - Mastering your craft takes time
40:00 - Do something you're passionate about
47:01 - Success does not come over night
50:31 - Sticking to your roots "for fun"
53:10 - John's best advice for life and business
53:34 - Shoutout
56:19 - outro/conclusion

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➤ You can read John’s blog HERE

➤ You can find Julia through her ⁠⁠Free Course⁠⁠ (includes hotel upgrade email template) | ⁠⁠Instagram⁠⁠ | ⁠⁠Credit Card Links⁠⁠ | ⁠⁠Patreon⁠⁠ | ⁠⁠YouTube⁠

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➤ Ask me a question or request a free award search tutorial HERE!

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