If you don't wanna hear the dudes talk about budgeting and getting stuck in the perpetual cycle of consuming cards and spending tons of money, this might be the episode to skip.  But alas, we tackle the hard topic and caveat that budgeting your card spending is highly individualized to you and it's all relative.  We encourage you to give it a list, there's plenty of other good stuff too!  A special guest that is a familiar voice arrives midway through the episode to give his take.