“Rich people believe ‘I create my life.’ Poor people believe ‘Life happens to me.’” — T. Harv Eker  Welcome back to the Turmeric & Tequila podcast! In this episode, host Kristen M. Olson chats with Fred Moskowitz, an expert in note investing, to demystify finances and the mindset required for financial freedom. Fred shares valuable insights into overcoming fear and confusion about money, stressing the importance of shifting from a scarcity mindset to one of abundance. They discuss essential tips for new investors, including managing debt, investing in real estate and retirement accounts, and the benefits of employer-matched contributions and dollar cost averaging. Beyond numbers, they explore how a healthy mindset and conscious planning can lead to a more productive and fulfilling life. If you're looking to improve your financial literacy, build wealth, and invest in both financial and personal well-being, this episode is packed with practical advice and inspiration. Discover the value of side hustles for financial flexibility and why surrounding yourself with like-minded individuals is crucial for success. Ready to take charge of your financial future? Tune in and let’s dive in!   Time Stamps: 00:00 Fred educates on creating passive income through note investing. 04:03 Money beliefs shaped by upbringing, changeable by will. 06:17 Wealth mindset: scarcity versus abundance, worthiness. 10:31 Flexibility in work allows for personal life balance. 13:44 Trust the process and don't overthink. 17:23 Daily time blocking and goal planning essential. 19:22 Mindset and beliefs affecting performance and well-being. 24:22 Maximize paycheck deductions, take advantage of benefits. 28:31 Hardworking millionaire landlord inspires others with property investments. 31:58 Free coaching, events, and investing advice available. 33:42 Surround yourself with like-minded, successful people. 37:09 Social media and podcasts offer diverse learning. 40:54 Mindfulness in money and well-being matters. 42:35 Fred is skilled, passionate, and socially connected. Fred Moskowitz is an educator and best-selling author who has trained countless investors from all walks of life on how to create passive income streams of their own. As a fund manager, Fred manages a mortgage note investment fund and is considered an industry veteran within the note investing arena. Fred teaches the concept that individual investors are able to step into the shoes of the lender, through note investing, and effectively "be the bank". Fred takes pride in collaborating with investors to help them grow and profit in the note space, as well as being a trusted and valued resource in the arena of alternative investments. His new book, titled "The Little Green Book Of Note Investing, has recently launched. You may connect with Fred at https://www.fredmoskowitz.com/ Download Fred’s special report on note investing at https://www.giftfromfred.com/   Book: "The Little Green Book Of Note Investing" pick up a copy on Amazon  here: https://amzn.to/3I0pR49 @TheFredMoskowitz . . . Connect with T&T: IG: @TurmericTequila Facebook: @TurmericAndTequila Website: www.TurmericAndTequila.com Host: Kristen Olson IG: @Madonnashero Tik Tok: @Madonnashero Website: www.KOAlliance.com WATCH HERE