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In this episode, Elle discusses the social dynamics of splitting the bill during group dinners, particularly birthday dinners. She shares her "Spoiled Girlie" rules for managing these situations. Elle also dives into the cultural trend of GenZ drinking less alcohol, and the benefits this has on their health and finances. She further explores the "Asian Glow" phenomenon, explaining the health risks associated with it. The episode concludes with a discussion about managing expectations and surrounding yourself with people who share similar values when it comes to money and social interactions, emphasizing the importance of compatibility in these areas for overall happiness and well-being.