In a financial-focused discussion, the MacVoices Live! panel of Chuck Joiner, David Ginsburg, Ben Roethig, Eric Bolden, Marty Jencius, Mark Fuccio, Jeff Gamet, Jim Rea, Web Bixby, and Brian Flanigan-Arthurs try to make sense of the agreement between Apple and OpenIA for the latter’s ChatGPT service as part of the upcoming releases of the operating systems, and the lack of money trading hands. The panel then looks to the announcement that Apple’s Pay Later option is being discontinued, and at what the options going forward might be.  This edition of MacVoices is supported by The MacVoices Slack. Available all Patrons of MacVoices. Sign up at Patreon.com/macvoices. Show Notes: Chapters: 00:00 Introduction 04:07 New Backgrounds and AI 5:58 Wrapping Up WWDC 07:24 Apple and OpenAI Collaboration 14:09 Apple's Decision to Discontinue Pay Later 24:22 Speculation on Apple's Financial Ambitions Links: Apple is paying OpenAI with exposure, not cash  https://appleinsider.com/articles/24/06/13/apple-paying-openai-with-exposure-not-money OpenAI sneaks out website update, no longer lists Microsoft as minority owner https://www.windowscentral.com/microsoft/openai-sneaks-out-website-update-no-longer-lists-microsoft-as-minority-owner Apple discontinuing Apple Pay Later, ahead of new features launchingthis fall  https://9to5mac.com/2024/06/17/apple-pay-later-united-states-ending/ Apple shuts Apple Pay Later, but it will return (sorta)  https://www.applemust.com/apple-shuts-apple-pay-later-but-it-will-return-sorta/ Guests: Web Bixby has been in the insurance business for 40 years and has been an Apple user for longer than that.You can catch up with him on Facebook, Twitter, and LinkedIn. Eric Bolden is into macOS, plants, sci-fi, food, and is a rural internet supporter. You can connect with him on Twitter, by email at embolden@mac.com, on Mastodon at @eabolden@techhub.social, on his blog, Trending At Work, and as co-host on The Vision ProFiles podcast. Brian Flanigan-Arthurs is an educator with a passion for providing results-driven, innovative learning strategies for all students, but particularly those who are at-risk. He is also a tech enthusiast who has a particular affinity for Apple since he first used the Apple IIGS as a student. You can contact Brian on twitter as @brian8944. He also recently opened a Mastodon account at @brian8944@mastodon.cloud. Mark Fuccio is actively involved in high tech startup companies, both as a principle at piqsure.com, or as a marketing advisor through his consulting practice Tactics Sells High Tech, Inc. Mark was a proud investor in Microsoft from the mid-1990's selling in mid 2000, and hopes one day that MSFT will be again an attractive investment. You can contact Mark through Twitter, LinkedIn, or on Mastodon. Jeff Gamet is a technology blogger, podcaster, author, and public speaker. Previously, he was The Mac Observer’s Managing Editor, and the TextExpander Evangelist for Smile. He has presented at Macworld Expo, RSA Conference, several WordCamp events, along with many other conferences. You can find him on several podcasts such as The Mac Show, The Big Show, MacVoices, Mac OS Ken, This Week in iOS, and more. Jeff is easy to find on social media as @jgamet on Twitter and Instagram, jeffgamet on LinkedIn., @jgamet@mastodon.social on Mastodon, and on his YouTube Channel at YouTube.com/jgamet. David Ginsburg is the host of the weekly podcast In Touch With iOS where he discusses all things iOS, iPhone, iPad, Apple TV, Apple Watch, and related technologies. He is an IT professional supporting Mac, iOS and Windows users. Visit his YouTube channel at https://youtube.com/daveg65 and find and follow him on Twitter @daveg65 and on Mastodon at @daveg65@mastodon.cloud Dr. Marty Jencius has been an Associate Professor of Counseling at Kent State University since 2000. He has over 120 publications in books, chapters, journal articles, and others, along with 200 podcasts related to counseling, counselor educatio