Discover this podcast and so much more

Podcasts are free to enjoy without a subscription. We also offer ebooks, audiobooks, and so much more for just $11.99/month.

271 | Mastering Your Monthly Budget: Lessons from Real-Life Clients

271 | Mastering Your Monthly Budget: Lessons from Real-Life Clients

FromFinancial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans


271 | Mastering Your Monthly Budget: Lessons from Real-Life Clients

FromFinancial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans

ratings:
Length:
16 minutes
Released:
Jul 3, 2024
Format:
Podcast episode

Description


Book A Free Financial Coaching Call!

Hey Budget Besties! ? In this episode, we dive into real-life success stories from our amazing clients, sharing lessons that can help YOU with your monthly budgeting and financial behaviors. We’ve got some fantastic takeaways, from managing irregular income to avoiding the feast-or-famine cycle. Join us as we explore these inspirational journeys and practical tips to take control of your finances!

Key Topics:

Planning Irregular Income:

Shana shares about a lovely couple with a family timber business. They received significant checks a few times a year but struggled to manage the funds effectively.

Key Takeaway: Plan your money before it comes in. They allocated funds for taxes, travel, home, medical expenses, annual bills, and debt repayment.

Intentional Budgeting:

Vanessa emphasizes the importance of budgeting, no matter how big or small the income.

Key Takeaway: Intentional planning helps prevent money from slowly disappearing. Know where every penny is going.

Understanding Financial Products:

Shana's client was confused about a "credit builder" product she didn’t understand.

Key Takeaway: Don’t invest in or use financial products you don’t fully understand. Focus on managing debt to improve credit.

Building a Financial Cushion:

Vanessa talks about the importance of having a buffer in your bills account to avoid the feast-or-famine feeling.

Key Takeaway: Save up to a half-month’s worth of expenses to ensure all bills are covered comfortably.

No Judgment Zone:

We address the emotional aspect of financial coaching, emphasizing that there’s zero judgment here.

Key Takeaway: Focus on future goals and positive progress rather than past mistakes. Shame and regret are counterproductive.





4 Ways To Connect With Us:
1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall 
2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook 
3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget 
4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching 
"I love Shana & Vanessa and this podcast is amazing!" < If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone. 
Click here to view our privacy policy.
This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!  

---

Send in a voice message: https://podcasters.spotify.com/pod/show/budgetbesties/message
Released:
Jul 3, 2024
Format:
Podcast episode

Titles in the series (100)

Even high-achieving, Jesus-following moms need help organizing their finances. We want to help you learn how to budget, how to get out of debt & how to save money. We do this through 1-on-1 coaching where we teach you how to stop stressing about money & install systems that automate your finances. Once you have these money systems, you’ll be able to live debt-free, build wealth & achieve financial freedom. Join us to ditch the bad money habits & take control of your financial future. Shana & Vanessa are best friends, business partners and Ramsey Solutions Master Financial Coaches.